22. April 2009 by student.

I currently work at a retail store where we offer a store credit and a store credit mastercard.  Though most of our clients are frequent shoppers with this chain others are either first time shoppers or ones who are occasionall buyers.  The company that i work for is a cooperation that is located all over the world and is one of the only retail stores who has a company has no debts. Though many stores in our chain are shutting down, here in florida all are doing well numberwise.  The biggest push that the company expects is for its associates and managers to open up a specific number of credit cards each week/month/quarter/and year.  The company reminds its associates that when a client has a store credit card they tend to spend more money.  Our credit card has an outrageously high interest rate which many people today do not want.  Though the company knows that society as a whole is basically in a recession they still urge, us associates to open a certain amount of cards.  The store i currently work at now even threatens its employess that if you donot open one card each shift that your hours will be cut.  Some people up at the coperate level donot understand how hard it is to have a client open up a credit even if the company is offering 15% off just for applying.  I know at first i was a little hesistant about asking a clinet to open up an account knowing the damages that this card has on your credit score and i think that i can speak that on behalf of my fellow associates.  According to Cardweb.com, a survey showed that in 2002, an average of debt of an american household in credit card debt was $8,940 . I guess I should say thanks to those who open up an account considering it keeps me at my job but at the same time sorry to those who i have helped contribute debt too.

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22. April 2009 by student.

What if the world’s temperature is headed in the opposite direction, that the world temperature hit it’s high mark in 1998 and it has been cooler every since.  Temperatures go up and down and are predictable due to hundreds of years of historical trends and observation.  Did you know that the Medieval Period was as much as 2 degrees celsius warmer than current temperatures and that the world then cooled as much as 4 degrees celsius between 1450 and 1850.  That period was called the Little Ice Age and these temperature variations were not caused by man but were caused entirely by natural forces.  Did you know that Antarctica has 90% of the worlds ice and had the most ice ever recorded at the end of 2008.  The USA has 115 years of temperature records.  The warmest year ever recorded in the USA was 1934.  Five of the ten warmest years in the USA since 1900 was before 1940.  Earths temperature are not constant.  There were 23 periods of cooling and warming in the past 500 years withe the average cycle being 27 years long.  There were two cooling and warming periods in the past 100 years alone.     

• 1800-1915 was a period of cooling    
• 1915-1945 was a period of warming
• 1945-1977 was a period of cooling
• 1977-1998 was a period of warming
• 1998-present, cooling related to changes in solar activity and Pacific EL Nino and La Nina cycles

I just think that the earth goes in different stages of tempertures and that the media is bullishly promoting  global warming when all science points to the fact there has been no global warming at all since 1998.

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